A Financial Plan is the comprehensive evaluation of an investor's current and future financial state based on current known variables to predict future cash flows, asset values and withdrawal plans. Starting points are current net worth, annual income, tax liabilities, asset allocation, retirement and estate plans.
We build and keep current a complex financial model for every HFP client. Your specific financial model is created in collaboration with you and is determined by what you want to achieve at various points in time including sustainable investing. This real-time model enables us to test various scenarios for success prior to suggesting financial moves.
HFP comprehensively covers retirement, college planning, tax strategies, plus legal and insurance reviews with the ultimate aim of ensuring you achieve all your financial goals.
Your Financial Plan is the framework on which we develop your Investment and Wealth Management Plan.